Auto Insurance

from Southern Colorado Insurance Center

Car Insurance in Colorado Springs

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

A Colorado Springs car insurance policy is a contract between you and an insurance company. You pay a premium and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. We can help you determine the best coverage for your needs.

How much auto insurance is right for you?

Our team of insurance professionals understand yourColorado car insurance needs. Get an auto insurance quote today.

Auto insurance requirements vary by state. In some states, to drive you must carry:

Liability coverage to pay for losses you cause others
No-fault coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault
Both liability and no-fault coverage.

We don’t just write car insurance in Colorado Springs. We also write car insurance in California, Missouri, Oklahoma, Utah, North Dakota, Arizona, Virginia, and Texas and would be happy to help you ensure you have the right car insurance coverage. Southern Colorado Insurance Center is the car insurance experts.

Were you hit with severe hail here in Colorado Springs? Learn more about how we can help all of your assets by contact us today. We will get back to you and we will take care of you and your livelihood.

By law, drivers must be able to pay for losses they cause for others even in states where coverage isn’t required. Get an auto insurance quote today to stay ahead of the game. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:

Collision Insurance
During an automobile accident, Colorado Springs car insurance coverage pays for damage. Standard collision coverage will pay for any damage up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible which is the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision)
Comprehensive car insurance in Colorado Springs covers other damage to your car than a collision, such as if it were stolen or vandalized. Flood, Colorado Springs hail damage, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car. You will probably need comprehensive insurance if your car is financed even if it’s not legally required