While the leaves are changing across much of the country, it’s also that time of year when drivers are more likely to encounter deer – especially during their morning and evening commutes.

As those bucks are rushing after their does, they rarely check to see if there is oncoming traffic. According to State Farm, an estimated 1.25 million auto-deer collision claims occurred between July 1, 2014 and June 30, 2015. The cost of the average claim from these accidents ran $4,135. Your odds of hitting a deer, elk or moose? 1 in 169.

Drivers who carry comprehensive insurance for their vehicles are more likely to have coverage for a close encounter with deer or other wildlife. Comprehensive usually includes coverage for theft, fire, vandalism or other malicious acts, and damage from hail, wind, flood, falling or flying objects.

Contact Debbie Klisch debbie [at] scicteam [dot] com for more information